The regulation will come into effect on November 1, 2019 and means that insurers will no longer be able to obtain declarations and rely on the invalidation of a policy following an accident and the refusal to pay compensation to third parties. However, insurers can rely on statements obtained before an accident and all court statements, validly obtained before November 1, 2019, are not affected by the regulation. I asked them to provide a full breakdown of what they will pay before signing the form. I guess for some reason the insurer of your 3rd party has deviated from the request and is not technically insured. Surely you have to find out why. He made it clear to the accused`s lawyer that the message he needed to convey to the instructions was to do some research on the highway traffic code.